Joanna Zhou - Mortgage Broker

Joanna Zhou || March 28, 2023

What you need to know about Canada’s new Tax-Free First Home Savings Account

First-time buyers can be forgiven if they’re confused by the various programs available to help them with the purchase of their first home. There’s the Home Buyer’s Plan and the First-Time Home...

Joanna Zhou || March 27, 2023

Bank of Canada rate pause likely to continue as inflation falls to 5.2%

Inflation continued to trend downward in February, raising the odds that the Bank of Canada will once again leave interest rates untouched at its April meeting. The country’s Consumer Price Index...

Joanna Zhou || February 23, 2023

Do mortgages vanish when people pass away?

The short answer is no. It may seem like a morbid thought, but the fact is, for most people, their mortgage is the largest debt they’ll carry in their lifetimes. As a result, many...

Joanna Zhou || February 06, 2023

British Columbia’s “cooling-off period” now in effect

As of January 1, 2023, British Columbia became the first jurisdiction in Canada to implement a rescission period for real estate transactions, also known as a "cooling-off period.” The amendments...